Valuation
We have a team of Registered Valuers who work with clients to provide tailored, commercial advice according to their needs. We provide clear, concise reports (compliant with the Royal Institution of Chartered Surveyors Practice Statements – Red Book), and our Valuers work closely with occupational, investment and development agency teams to keep our advice current in an ever-evolving landscape.
Our experts provide valuations for a range of purposes to include loan security, SIPP/SASS pensions, Inheritance Tax (IHT), accounts, Charity Act reports, probate, S.18 (1) and matrimonial matters.
Find out more about Loan Security Valuations
Accurate valuations with supporting evidence and detailed analysis allow lenders to quickly understand the risks associated with the property and, more importantly, understand what drives the value of the property.
A detailed and comprehensive loan security valuation of a commercial property will enable lenders and other financial institutions to make an informed decision on whether any loan they make will be secure and in full knowledge of the associated risks. At CSquared, our Valuers have extensive knowledge of the main property markets in the South West and South Wales and are trusted by a long list of lenders.
Who can undertake an RICS Red Book Valuation?
All reputable lenders will require a Valuation to be prepared by a member of the Royal Institution of Chartered Surveyors (RICS) who is both experienced in the geographical area concerned and with the property type to be valued. Further, the Chartered Surveyor must be part of the Valuer Registration Scheme (VRS). This ensures utmost scrutiny and provides a record relevant experience.
At CSquared, our dedicated team of valuation experts have worked throughout the South West and South Wales regions and amassed collectively more than five decades of experience. When appointing a Valuer it is imperative to understand that they are knowledgeable and experienced. However, it is equally important to know that they are supported by a strong agency and investment team who can assist in providing up to date market knowledge of transactional activity.
What is in a Valuation?
At CSquared we carry out valuation reports for a range of High Street lenders.
A loan security valuation is a detailed report covering a number of elements that contribute to the property’s value. A thorough valuation report will consider an almost endless list of factors, however the principal drivers for valuer are:
- Location
- Property specification, age, condition, quality and obsolescence
- Tenure & Tenancies – how is the income derived and is it reliable
- Planning history, environmental concerns, EPC rating, floor risk
- Economic backdrop and local market trends as well as occupational demand
- Market Rent – likely tenant types, lease terms and covenant strengths
- Market Value – likely purchaser types, investor demand and void periods
- Comparable analysis, methodology and values.
A valuation will assess the risks involved and whether the lender could realistically recoup the amount should you default or be unable to repay the loan. Our reports are succinct but detailed, covering all bases so that there are no bumps in the road to completing your purchase.
Why choose CSquared for a loan security valuation?
As appointed panel valuers for many banks, building societies and financial institutions; CSquared can provide commercial, residential and development loan security valuations.
Our experienced RICS-Registered Valuers have undertaken thousands of valuations and are supported by an industry leading team of agents and experts. Our team provides robust valuation advice that exceeds the requirements of lenders. Whether you need to appraise a complex development, mixed use investment or single property we have the requisite experience and expertise.
Alastair Kimpton and Edward Le Masurier lead our Valuation department and bring together decades of experience advising on commercial and development funding. Our ethos is based on Partner led, constructive and considered advice.
Our other services
Agency
Property & Asset Management
Building Consultancy & Project Management
Lease Advisory
